Pay more than the minimum Your credit is this weird thing that can sometimes seem imaginary, because most people don’t get regular updates on it. In addition, a lot of people just don’t get how it works. Some question, “If I don’t pay my Visa bill on time this month, […]

Time to get a job? With a new year, for many, comes New Year’s resolutions. Whether you’re looking to live a more healthy lifestyle, do better in school or manage your time more effectively, the key to New Year’s resolutions is to consider them more as personal goals than just […]

Prepare for a weekend of sales Often, the holidays bring on additional spending whether you prepare a budget or not. When you have friends and family to purchase gifts for, it’s understandable that you want to get them nice gifts to show them how much you love and appreciate them. […]

Making it to your next paycheque As students, a lot of us change jobs a few times over our university career. While the idea of not quitting your job before you have a new one is a good rule of thumb, sometimes you’ll have a gap between jobs, or the […]

Lending and borrowing money from friends It happens to the best of us: ‘Hey, can you spot me a twenty?’ Lending money to your friends is a situation that many students get into. Whether it be intentional because you’re out at the bar and your buddy wants a few more […]

Managing the debt you’ve accrued For so many of us, student debt is unavoidable. There will come a time (or a number of times) in every student’s life where we just feel weighed down, even suffocated by the debt we need to put ourselves in just to obtain our degree […]

Sustainable financial decision making Has a friend ever asked you to do something and you’ve had to say no because you just couldn’t afford it? Sometimes, it’s an obvious situation: “No, I can’t go to Europe with you, because I simply don’t have the money for it.” But other times, […]

Dealing with your credit card debt Credit card debt is an overwhelming concern for many students. While banks hand out $500 + credit cards to students to help build up credit while we’re in school, often the exact opposite happens. Banks don’t act judiciously when they give you access to […]

Tips on decorating your living area As many of us are moving out – some for the first time – we’re probably looking to make our space reflect our personalities as much as it can. Here are some things to keep in mind to ensure you’re decorating a space that […]

Create your budget What needs to be acknowledged first and foremost is that students’ financial situations vary significantly.  There will be people who read this column who have tuition paid for, along with a car, rent, and spending money; there will also be students who use services like the CSA […]